What Does Retirement Mean To You?

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By Brett Gottlieb and John Mc Kean

You’ve got your retirement ducks in a row—at least financially. You’ve been saving for years, making healthcare decisions, and working through a distribution plan for your nest egg, but have you given any thought to the non-financial side of retirement? In all the hustling around to set your retirement finances in order, many people neglect to plan for how they want to fill their days once they say goodbye to their career. 

Once the honeymoon phase of retirement is over, after you’ve caught up on house projects, traveled a bit, and read through all those books on your nightstand, what do you want your daily life to look like? 

For many, retirement conjures up images of carefree days, no responsibilities, and no schedule. While some eagerly strive for that, others cringe at the thought of no structure or plans. That’s the beauty of retirement—you can make it what you want it to be. Here are some ideas to consider as you plan your ideal retirement.

Work Your Dream Job

We’re not talking about the kind of job that most young college graduates dream of, full of power, money, and influence. We’re talking about that job that makes your heart race when you think about it, a job you’ve always wanted to pursue but didn’t think could pay the bills. 

This kind of dream job could be opening a bed and breakfast, becoming a park ranger, hosting a class in a craft store, or starting a small business. When you are financially independent in retirement, low pay doesn’t have to keep you from taking on a job that you love.

Give Back

Not everything worth doing generates a paycheck, but that doesn’t matter once you’re retired. Instead of spending long hours doing crossword puzzles, you may find more enjoyment in getting out and giving to your community. 

Whether you volunteer by reading to children at your neighborhood elementary school, caring for animals at the local humane society, mentoring young adults coming out of the foster care system, or serving in your family’s church, the opportunities to volunteer are practically endless. 

Invest In Your Family 

If you ever felt guilty about spending long hours at work instead of with your family, now is the time to make that right. Retirement is the perfect opportunity to invest your time into the younger generations of your family. Be intentional about using this time to get to know your loved ones even better and to create some special memories they will cherish long after you are gone.

Do you have grandchildren in daycare or after-school care programs? Do you think they would be better off with a grandparent than a stranger? Now you can make that happen! Even if it is only one day a week, your grandchildren will be forever impacted by the time you spend pouring into their young lives.

Don’t Stop Learning

Do you ever dream of finishing that degree you started or studying a subject you’ve always been interested in? This is your chance to do just that. 

Studies have shown that the more you work your brain as you age, the longer it lasts, and cognitively active seniors are less likely to develop Alzheimer’s or dementia. (1) That’s another great reason to go back to school!

Experience Entrepreneurship

There is a strong correlation between age and successful entrepreneurship, and the numbers are in your favor. (2) Middle-age and older entrepreneurs experience much higher success rates than the younger ones. Your hard-earned life experience counts for more than you think! So, instead of seeing retirement as the end of your working life, it can actually be a rebirth—one where you call the shots.

Are You Ready For Your Forever Vacation?

Whatever your dream retirement looks like, you need someone to help you get there. At Comprehensive Advisor, we are here to help you explore, plan, and prepare for every aspect of your ideal retirement. To learn more about what we do, email us at info@ComprehensiveAdvisor.com or call (760) 813-2125 to set up a complimentary consultation.

About Brett and John

Brett Gottlieb is the founder of Comprehensive Advisor and a financial advisor with nearly two decades of industry experience. He graduated from California State University-Chico with two bachelor’s degrees in Business Administration and Economics. Brett is Life Insurance licensed in several states.

John Mc Kean, financial advisor, joined Comprehensive Advisor in 2016. He has been in the financial services and retirement planning industry for over six years. John is Life Insurance licensed in California.

Brett and John previously worked as Registered Representatives with Securities America, one of the largest independent broker/dealers in the country, and currently offer advisory services through AE Wealth Management, LLC. Both are passionate about educating clients on retirement planning. They take a common-sense approach to the planning process and work with clients to create a retirement road map to help ensure their assets are protected and they receive the income needed to enjoy their future. Based in Carlsbad, California, they work with clients throughout San Diego County. Learn more by connecting with Brett on LinkedIn or email them at info@ComprehensiveAdvisor.com.

Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Comprehensive Advisor are not affiliated companies. California Insurance Licenses #0C68886 & #0K37445. Neither the firm nor its representatives may give tax or legal advice. Investing involves risk, including the potential loss of principal. 

This material is intended to provide general information and is believed to be reliable, but accuracy and completeness cannot be guaranteed. 262878

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(1) https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3439198/ 

(2) https://www.forbes.com/sites/nextavenue/2018/08/05/proof-that-the-most-successful-entrepreneurs-are-older-ones/#634bfb7b42dd

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Investment Advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). Comprehensive Advisor and AEWM are not affiliated companies.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

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